Every row answers the only question that matters at the start: will they take you without a social security number and without a credit file.
The club has checked 13 cards, 3 banks and 6 services.
Cards
| Card | ITIN, officially | Team | Club note | Checked |
|---|---|---|---|---|
| Capital One Platinum Secured | Takes an ITIN | Starter | Opens with membership | August 2026 |
| American Express US business card via Global Transfer | ITIN by a special route | Points | Opens with membership | August 2026 |
| Discover it Secured | SSN only | Starter | Opens with membership | August 2026 |
Plus 10 more on the members map, each with the club note.
Banks
| Bank | Routes | Club note | Checked |
|---|---|---|---|
| Bank of America | Highway | Opens with membership | August 2026 |
| Chase | Scenic Route Highway | Opens with membership | August 2026 |
Plus one more on the members map, with the club note on it.
Services
| Service | Kind | Routes | Club note | Checked |
|---|---|---|---|---|
| freellc.us | Club service | Every route | Opens with membership | August 2026 |
| ITIN application by mail (do it yourself) | Information | Scenic Route | Opens with membership | August 2026 |
Plus 4 more on the members map, each with the club note.
Detour
A refusal is not the end of the road. Most refusals are a document problem, and the playbooks name the document.